What’s new & changing?
UPDATED PREMIUM RATES
Healthcare costs continue to rise across the U.S. and, like many employers, we’re also feeling the impact. Cigna medical plans will increase by ~15% while the Kaiser medical plan will increase by ~6%. Dental and vision rates will remain flat or increase modestly depending on plan and coverage tier. Dolby remains committed to covering the bulk of the premium for all plans. Click here for the 2025-26 employee contribution rates.
ELECT VISION & DENTAL SEPARATELY
Pick one, both, or neither—it’s up to you. Dental and vision are now unbundled, so you can elect the coverage you need, and waive the coverage you don’t. If you want to keep your current coverage, no action is necessary.
ENHANCED COVERAGE FOR EXPANDING FAMILIES
Both Cigna and Kaiser plans now include access to doula coverage, offering guidance and care before, during, and after birth. Additionally, Cigna plans will no longer have a lifetime maximum coverage limit for fertility services. Kaiser will cover up to three fertility cycles (lifetime). Standard cost-sharing and deductibles will apply under both Cigna and Kaiser.
INCREASED IRS LIMITS
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Health Savings Account (HSA) contribution limits will increase to $4,300 for employee-only and $8,550 for employee + dependent medical coverage. Employees who are age 55+ can contribute an additional $1,000. These limits apply to contributions made for the 2025 tax year.
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Healthcare Flexible Spending Account (HCFSA) contribution limit will increase to $3,300
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The Dependent Care Flexible Spending Account (DCFSA) will stay at $5,000
Remember that you must enroll in the Healthcare and/or Dependent Care FSA(s) each year you plan to participate.
WHAT'S NOT CHANGING?
Dolby continues to provide you and your family with robust, market-competitive benefits. In addition, Dolby pays a major portion of the cost of employee medical plan premiums (approximately 85% - 100% of employee only coverage and 75% to 85% when covering dependents). Employees also continue to have access to free employee-only coverage through our Cigna HSA PPO plan.
